What do we need to teach our kids about personal finance NOW when they are still too little to credit card or handle a checking account? And what about do as I say, not as I do? What if WE don’t have great personal finance skills ourselves? Does this mean our kids are doomed to a life of poor financial management?
I remember when I graduated from college and was trying to be responsible. I paid my credit card bill monthly — I didn’t pay it off but I made a payment. But once I stupidly paid my bill a few days late but with a higher amount that normal thinking that it’s better to pay more off and that a day or two late won’t matter. Boy was I wrong!
I also applied and received too many credit cards. I didn’t know carrying a multitude of credit cards actually lowers your credit score! Read more…
I was a party at my English friend Lydia’s house where I met her Irish friend Aoife, who is a homeopath. I really believe in homeopathy; many miracle medications used today are derived from plants. Homeopathy has an ancient and respected history in Ireland.
When Rescue asked me to introduce Rescue to my readers, I agreed. I think alternate forms of healing are part of the arsenal we all should have in our medicine cabinets and my boxing Olympic Hopeful friend Amanda Pavone came to mind for a few reasons:
I’m in the car a lot driving my kids around. It’s become my office. I have snacks and water at all times. I nap in my car. I sometimes even hang out in my garage by myself, checking my email via my phone in my car for a few minutes before going inside. It’s nice and quiet and no one knows I’m home yet so I don’t get interrupted.
I’m not Catholic but giving up my cell phone while driving would have been an easy Lent sacrifice. It’s not that I don’t want to answer my texts or calls; it’s just that I’m not that good of a driver to drive and use my phone at the same time.
Still, I am easily distracted and I need to be more careful:
My son plays soccer for Valeo Futbol Club and every practice ends with a mock tournament of four on four. These teams are formed in nanoseconds by the boys themselves; usually the same group tries to reform each week, especially if they have had success in the past.
A few readers have asked me to post more on my entrepreneurial experience (b.k. — before kids). I co-founded a dorm room enterprise, now called Aquent, with two friends that has grown, now nearly 30 years later, into a mid-sized company (as defined by “less than one billion in sales but larger than one hundred million”).
It does feel like a different era now that I spend most of my time blogging, but starting my company also feels like just yesterday. The foundation of our business was the new Macintosh computer and desktop publishing software (PageMaker) that we learned to publish a liberal political magazine back in 1986.
The computerized version was less costly and time-consuming than the old way of waxing up galleys into place. Read more…
Grasshopper and Sensei turned 15-years-old recently which means my husband is going to start taking her to empty parking lots to learn to drive. She’s had some driving experience in golf carts and via Mario video driving games; enough for us to realize that she’s a cautious driver but needs to learn how to take corners.
My ninety-two-old mother in California is on the other end of the driving spectrum. She just stopped driving completely. She had tailed back by not driving at night or on highways a few years ago but now she’s done driving, relying on friends, my sister and Über instead.
It’s hard to get kids to try new things, be it new food, new sports or new summer camps. Sigh! I think it’s just a personality trait — risk taking. Grasshopper and Sensei who is my least risk taking child is the most resistant to trying new foods as well as sports! PickyKidPix, however, is a daredevil. She’ll eat off your plate at restaurants so as not to miss out on anything good. She’s also game to most sports. My son is somewhere in between.
I’ve been harping on my family about making healthy food choices since winter time is when things are dreary and it’s tough to get out. But I think that making healthy food choices starts at the supermarket; if you don’t bring it home, you don’t eat it.
Our issue is not the family dinner or packing lunches but snack time. My kids are ravenous right after school that they eat as much (or sometimes more) than they do at a meal. Sometimes it is due to their lunch which is scheduled unusually early at 10:30am. Sometimes my kids chat more than eat during lunch period. And sometimes they just don’t love their lunch.
Do you need gift ideas for Mother’s Day? I always do. The problem is that I think Mother’s Day is all about me and I forget that I also need to get Mother’s Day gifts for the grandmothers. One year this meant overnight expressing cards for Saturday delivery!