Forbes has a great article on money lessons you should be teaching your kids, with milestones for ages 5, 10, and 15. Let’s see how I’m doing with my kids:
Money Lesson Goals for 5 Year Olds
- Savings Goal – a savings goal has three elements: (1) what you want to buy, (2) when you want to buy it and (3) how much it will cost at that time.
- Bank – a place that helps us safely store, organize and manage our money
- Check – a way to pay for items where we write a note asking our bank to send our money to someone to pay for our purchases
- Bills – notes letting us know how much we owe for our purchases
- Trade Off – A decision we have to make when we are considering whether to save for something or spend our money
PickyKidPix came up with the idea to turn our Golden Retriever into a therapy dog. Her initial reason was sneaky. She wanted to bring him into grocery stores and on airplanes. A therapy dog certification is not enough for this, so she decided that this would be one way that she would do service work. I thought it was a great idea. I told her that I would drive her, but she would have to figure it all out herself.
She researched and found a place in the Berkshires, two and a half hours from us where we could bring him to be certified. I thought that they would just check to make sure he was a friendly dog but, boy, was I wrong.
Grasshopper and Sensei‘s good friend, Sarah
Image, KylaBorg on Flickr, under Creative Commons
It’s Not Easy Being a Girl
You are female.
You wake up in the morning and get ready to go to school. Picking out clothes can sometimes be a little emotional for you. Like 91 percent of other girls, you are unhappy with the way you look. Doing your makeup isn’t easy either. The day that you ran out of time to put any on, someone called your skin gross. A few days later, your friend tells you you’d be prettier if you just didn’t wear so much makeup. You glance at the fashion magazines on your nightstand, where Kerry Washington or Emma Watson or it doesn’t really matter who is laughing at you with a frozen, glossy smile. They never had to worry about this, did they?
You arrive at school. Your first class is calculus. The class has more girls than boys, so you have some close friends in the class who have been helping you with your homework the past few days. This unit has been particularly challenging. At the end of class, you walk over to the teacher’s desk to grab some extra review sheets. A male classmate of yours is trying to argue his way into a C- on a recent test; he is doing far worse than you are. Before you make it to the door the teacher catches you and says, “I see you’ve been having some trouble lately. Are you sure this class is the right place for you? You may want to think about switching down a level.” You politely assure him you’ll stay where you are. Read more…
This post is sponsored by T. Rowe Price and Scholastic. The ideas and opinions are my own.
I am so happy to be joining Scholastic and T. Rowe Price to help parents teach their kids personal finance. I noticed from my kids that each came forth into the world with an innate sense of money.
My oldest, Grasshopper and Sensei, is an artist, and I’ve worked with her on how to earn money using her talent. She sells hand painted greeting cards, and is thinking about expanding her business by printing T-shirts. Her inclination towards money is:
- Spend it if you have it (thus she needs reinforcement to save).
- Art supplies are more important than food (thus she needs to work on her choices).
Dr. Michele Borba has a new book out tomorrow and I’m thrilled she’s here today with ideas of how to get your spread kindness. I have some ideas for Random Acts of Kindness and a DIY Random Acts of Kindness Advent Calendar as well.
Kaila is not yet four, but the San Diego preschooler already has the makings of an empathetic children. When I banged my toe at a party, the three- year-old was the first to my side. I watched her size things up, look carefully at my “injury,” and then empathize. Her face switched from inquisitiveness to concern, and then she looked up with the biggest eyes, and said, “I sorry ’bout your toe. You need Band-Aid for your owie? I help you.”
Kaila may have missed a few words, but her message displayed a charitable spirit even at a young age. And it was because her parents were raising her to care. Research contends that though our kids are hard-wired to empathize and care about others, the traits of humanness must be nurtured. And the best ways to do so are always spontaneous and don’t cost a dime. Here are six science-backed tips to cultivate children’s hearts from my latest book, UnSelfie: Why Empathetic Kids Succeed In Our All-About-Me World.
Grasshopper and Sensei is now old enough to drive but it scares her. She sometimes gets the gas pedal confused with the brake. That’s scary for both of us!
Her younger sister, PickyPidPix, is always trying to get us to let her drive the car. She’s only 14 years old though and likes to practice by driving a golf cart.
PickyKidPix is fascinated by child prodigies. Apparently there are a lot of YouTube videos on them. By making me watch them, she illuminated several misconceptions I had about prodigies.
- Prodigies are not just in music and math. I didn’t realize there were rock climbing prodigies.
- Is it nurture or nature? I would have thought the kid, Brooke Raboutou, with rock climbing world champion parents would be the best climber in the world. Not so, PickyKidPix told me. The girl, Ashima Shiraishi, without these champion genes is actually the better climber (as of this moment).
PickyKidPix taught herself to rock climb last year. She went to Central Rock Gym nearby on a Friday night or a weekend with a friend and she’d climb for hours. I had dreams that this is how she’d spend her teenage weekends … in this safe tree-hugging environment rather than at parties out late at night. Not so, alas. After an intense winter of climbing last year, she has not been back. Read more…