Car Insurance Comparison Not Working For Me
I got my first moving violation today and wouldn’t you know it?!! I had the Progressive device in my car tracking my driving!
I could claim that it wasn’t my fault … but that’s not exactly true. Here’s what happened:
I was driving back from yoga with a slight yoga buzz that usually lasts a few hours if I’m lucky. Usually I go home to take my dog out but today I remembered that I needed to go to the sporting goods store for PickyKidPix to get her yet another pair of shin guards as her current two pairs are bothering her. I cut through on a side street and made a rolling stop as there were no cars on a typically busy four way stop.
I did not see the police man on his moped-like motorcycle.
And why is it the police men are so gruff when they pull you over? Talk about killing your yoga buzz!
GROWL, “GIVE ME YOUR DRIVER’S LICENSE!”
And a surprise question, “WHAT YEAR IS YOUR CAR?”
I have no idea. My car is just a vehicle to move around 3-6 kids. Only 3 are my own but I try to get into as many car pools as is humanly possible. Frankly, I don’t always get the ages of my kids right!
And so, my first week with Progressive’s Snapshot in place, tracking my every move, is not going well. As a bonus, it has also chronicled my first moving violation in decades. And somehow this all tracks back to my middle child …
PickyKidPix was actually the person who figured out how to install the Snapshot device. Apparently, she has watched the Progressive commercial so many times that she had it memorized.
“If you drive well,” she informs me, “Your insurance rate and deductible will go down.”
“What’s a deducible rate?” I asked her. “And what is car insurance exactly?”
She had no idea. This prompted a discussion on insurance and risk, how they choose safe drivers so they can keep the money I pay them and invest it to make money just like banks do with her savings money. She loves hearing about this kind of stuff. Honest!
A few hours later, PickyKidPix was in my car again at the same corner where I was ticketed earlier today. AND WOULDN’T YOU KNOW IT?!! THERE WAS A COP AGAIN AT THE STOP SIGN TO MY LEFT, BUT THIS TIME IN A POLICE CAR! I swear it was the same guy but I am bad with faces.
Though it was my right of way, I just froze, in a complete and utter full stop.
Finally, the cop got annoyed waiting for me and waved me through. I did go, but I spent the next five minutes watching him out of my rear view mirror until he drove out of sight.
As for PickyKidPix who witnessed this, she had this to say:
“I think your score is getting worse. Your insurance is going to be so expensive!”
Just my luck!
I was given a small stipend to join the Progressive Snapshot program and chronicle my driving adventures. Obviously, it’s not going well for me but most people, such as yourself, will possibly save money!
Content and/or other value provided by our partner, Progressive.